The Black Small Business Cyber Weekend Extravaganza

Ahhh..... So you're stuffed like a turkey with turkey. You feel full of joy and happiness after spending time with family. You're warm and fuzzy from being with your loved ones. And then it happens....one of the biggest last minute shopping weekends of the holiday season. Now you get the chance to work off some of that tryptophan, put your aggressive foot forward, and be a cold hard shopping machine.

With the fourth quarter ending, us unemployed entrepreneurs have to take our time and find the best deal. If we're going to spend money on the things we need and the gifts we want, we have to make sure that not only are we getting the best deal but we are getting it at the right time.

So much focus has been given to "black friday" that we forget some of the newest members of the fourth quarter shopping frenzy. Added this year is "Small Business Saturday"

"This year, November 27th is the first ever Small Business Saturday, a day to support the local businesses that create jobs, boost the economy and preserve neighborhoods around the country. Small Business Saturday is a national movement to drive shoppers to local merchants across the U.S. "

Small business Saturday gives merchants the opportunity to not only get some awesome deals on one of a kind items but it also gives you the chance to support your local businesses. Remember that little old lady who owns the antique shop? Now is the chance to really support her and her gorgeous vintage brooches and really interesting finds

Been thinking about getting that new computer, HDTV, or iPod? Cyber Monday is your best bet. After the high of Black Friday has worn off and you've taken a break after Small Business Saturday, it's now time to gear up for Cyber Monday. Places like Amazon, Best Buy, Walmart, and Brandsmart are all providing some pretty nice deals on the electronics you want. On Wednesday take the time to map out a good strategy as to what you should get where and when. When you put in the effort to make your holiday purchases a successful one, you'll find that you not only shopped smarter, but you saved a ton of money.

For entrepreneurs, this weekend is a great time to stock up and buy stuff for your office as well as get gifts for your employees. For students, now is the time to buy that computer, school supplies, and gifts for your family without going overboard. And for the unemployed, if you've been saving money all year, whether from odd jobs or unemployment, you'll be rest assured that you can still get your loved one a nice gift without going further into debt.

This holiday weekend, remember shop smarter...not harder with Black Friday, Small Business Saturday, and Cyber Monday.

The Unemployed [but Shopper Savvy] Entrepreneur

8 Tips for Staying On Budget While Grocery Shopping

This post is brought to you in part by my personal shopping experience.

I went grocery shopping yesterday. The boyfriance gave me the money to go grocery shopping because he doesn't have the patience to do it himself. After the "doubled budget fiasco" with his debit card, he has put me on a budget of $100 to go grocery shopping. For those of us who have gone grocery shopping in any one of the MEGASTORES (i.e. Walmart) you know how hard it is to stay on track and on budget when you enter this magnificient wonderment of everything your heart desires and you know your money is extremely limited.

I realize that in order to stay on budget more effectively you have to choose the right places to do your shopping and put in the time and effort to do it right the first time. Wal-mart or Target is a great place to get all of your goods, however, you will surely go over budget because there is just too many distractions. Kroger is also a nice place to get your food, but sometimes they don't offer as much savings as you think. But if you combine a trip to a megastore, like Wal-mart, to get your non-edible items like toilet paper, soap, or toiletries you come out on top. Coupled with getting your groceries from a Kroger, Publix, or Food Depot (I think this is only in the South) you will end up spending a lot less on your groceries.


So what do you need to know about saving while grocery shopping?

1. Know where you are going and what you plan to get. If you are going to Wal-mart or Target for non-edible items, then get JUST that.
2. Keep track of what you are spending and how much the items are. When you are focused on how much you have to spend and how much you want to spend you will end up spending less because you have taken the time out to weigh your options.
3. Don't be afraid to compare your favorite food items. What's the difference between a can of Green Giant sweet peas and Great Value sweet peas? Packaging. If you compare the labels they offer exactly the same nutritional value. There aren't that many items where the tastes are actually different.
4. Know when to cut the fat. Do you really need the bulk package of Ziploc bags or paper towels? Know when it's better to buy in bulk and when it's better to buy what you need
5. Be a coupon clipping/ collecting guru. As a young person, sometimes clipping coupons reminds me of the old ladies on Sunday afternoon clipping away at the newspapers. But clipping coupons isn't for the young or old, it's for the savvy budgeter. Or in my case, the unemployed entrepreneur. Clipping coupons can really help keep costs down and even allow you to buy a little bit more for the money
6. Get the MOST important items first. You created a shopping list, right? Stick to it! Most of the time the items on your list tend to be the items you use the most. Get those first and then get everything else. Even if you have to put some items back until you can make another trip, at least you got the items that you and/ or your family needs the most.
7. Don't be afraid to spend time and effort. If you are on a time schedule, don't go grocery shopping at that time. If you are extremely impatient, don't go grocery shopping by yourself. I did an experiment with the boyfriance where I had him do all the shopping and didn't add any input. The result? He ended up getting cereal (no milk) cheese (no bread) and other miscellaneous items he didn't need. The Solution? I do the grocery shopping from now on because I don't mind taking my time to do it right.
8. Read up and do some research. Books like Eat This Not That! and Instant Bargains give you some serious tips on saving. So read up!

In the end, I ended up getting $100 worth of groceries for $80 giving me a savings of $20. Now I can use that to put gas in the car for some upcoming meetings or simply save it for a rainy day. But because I was able to take my time and give some effort not only did I save on groceries but I gained in a valuable learning experience.

The Unemployed [but Empowered and Shopper Savvy] Entrepreneur